[hidden]{display:none!important}
:root{
  --navy:#0b1f3a; --navy-2:#132c50; --navy-3:#1d3a64;
  --gold:#c6a052; --gold-2:#a8843a; --gold-soft:#f4ecd9;
  --ink:#16202e; --muted:#5b6778; --line:#dde2ea; --field:#f7f8fa;
  --bg:#eef1f5; --white:#fff; --err:#b3261e; --ok:#1f7a4d;
  --r:10px; --font-d:'Archivo','Segoe UI',sans-serif; --font-b:'Public Sans','Segoe UI',sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-b);color:var(--ink);background:var(--bg);font-size:15px;line-height:1.5}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit;color:inherit}

.masthead{background:var(--navy);border-bottom:4px solid var(--gold);color:#fff}
.masthead-inner{max-width:1180px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:16px}
.badge{width:52px;height:auto}
.brand{display:flex;flex-direction:column}
.brand-name{font-family:var(--font-d);font-weight:800;font-size:20px;letter-spacing:.02em;text-transform:uppercase}
.brand-sub{color:var(--gold);font-size:13px;font-weight:600}
.secure-note{margin-left:auto;display:flex;align-items:center;gap:6px;font-size:12.5px;color:#c9d3e2;border:1px solid rgba(255,255,255,.18);padding:6px 10px;border-radius:999px}

.portal{max-width:1180px;margin:28px auto;padding:0 24px;display:grid;grid-template-columns:270px 1fr;gap:28px;align-items:start}
.rail{position:sticky;top:20px;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:18px}
.rail-head{display:flex;justify-content:space-between;align-items:baseline}
.rail-kicker{font-family:var(--font-d);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.rail-pct{font-family:var(--font-d);font-weight:800;font-size:18px;color:var(--navy)}
.bar{height:6px;background:var(--line);border-radius:6px;margin:8px 0 14px;overflow:hidden}
.bar span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--gold-2),var(--gold));transition:width .3s}
.steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
.steps button{width:100%;text-align:left;background:none;border:0;padding:7px 8px;border-radius:7px;display:flex;gap:10px;align-items:center;cursor:pointer;color:var(--muted);font-size:13.5px}
.steps button:disabled{cursor:default;opacity:.6}
.steps .num{flex:0 0 24px;height:24px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;font-size:11.5px;font-weight:700;font-family:var(--font-d)}
.steps li.done .num{background:var(--navy);border-color:var(--navy);color:var(--gold)}
.steps li.active button{background:var(--gold-soft);color:var(--navy);font-weight:600}
.steps li.active .num{border-color:var(--gold-2);color:var(--navy)}
.rail-docs{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted)}
.rail-docs strong{color:var(--navy);font-family:var(--font-d);font-size:12px;text-transform:uppercase;letter-spacing:.06em}
.rail-docs ul{margin:6px 0;padding-left:18px}
.rail-docs p{margin:4px 0 0}

.sheet{background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.step-head{background:var(--navy);color:#fff;padding:18px 28px;display:flex;align-items:center;gap:14px}
.step-head .n{font-family:var(--font-d);font-weight:800;color:var(--gold);font-size:14px;border:1.5px solid var(--gold);border-radius:6px;padding:2px 8px}
.step-head h2{margin:0;font-family:var(--font-d);font-weight:700;font-size:19px;letter-spacing:.01em}
.step-body{padding:24px 28px 8px}
.intro{margin:0 0 18px;color:var(--muted);font-size:14px}
.notice{background:var(--gold-soft);border-left:4px solid var(--gold);padding:12px 16px;border-radius:6px;margin:0 0 20px;font-size:14px}
.notice strong{color:var(--navy)}
.sub{font-family:var(--font-d);font-weight:700;font-size:12.5px;letter-spacing:.07em;text-transform:uppercase;color:var(--navy);margin:22px 0 10px;padding-bottom:6px;border-bottom:1px solid var(--line)}
.sub:first-child{margin-top:0}

.grid{display:grid;grid-template-columns:repeat(12,1fr);gap:14px 16px;margin-bottom:6px}
.f{display:flex;flex-direction:column;gap:5px;grid-column:span 6;min-width:0}
.f.s2{grid-column:span 2}.f.s3{grid-column:span 3}.f.s4{grid-column:span 4}.f.s5{grid-column:span 5}.f.s8{grid-column:span 8}.f.s12{grid-column:span 12}
.f label,.q-label{font-size:13px;font-weight:600;color:#2a3546}
.req{color:var(--gold-2);margin-left:2px}
.f input,.f select,.f textarea{width:100%;background:var(--field);border:1px solid var(--line);border-radius:7px;padding:10px 12px;min-height:42px;transition:border-color .15s,box-shadow .15s}
.f textarea{min-height:90px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--navy-3);box-shadow:0 0 0 3px rgba(29,58,100,.14);background:#fff}
.f.invalid input,.f.invalid select,.f.invalid textarea{border-color:var(--err);background:#fff6f5}
.err{color:var(--err);font-size:12px;min-height:0}
.hint{color:var(--muted);font-size:12px}

.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;cursor:pointer}
.chip span{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);background:var(--field);border-radius:8px;padding:9px 13px;font-size:14px;cursor:pointer;transition:all .15s}
.chip span::before{content:"";width:15px;height:15px;border:1.5px solid #9aa6b6;border-radius:4px;background:#fff;flex:0 0 auto}
.chip.radio span::before{border-radius:50%}
.chip input:checked + span{border-color:var(--navy);background:var(--navy);color:#fff}
.chip input:checked + span::before{border-color:var(--gold);background:var(--gold);box-shadow:inset 0 0 0 3px var(--navy)}
.chip input:focus-visible + span{box-shadow:0 0 0 3px rgba(198,160,82,.45)}
.group.invalid .chip span{border-color:var(--err)}

.q{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line)}
.q .q-label{font-weight:500;font-size:14.5px;color:var(--ink)}
.q .chips{flex:0 0 auto}
.q.invalid .q-label{color:var(--err)}

.card{border:1px solid var(--line);border-radius:9px;padding:16px;margin-bottom:14px;background:#fcfcfd}
.card-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.card-head h3{margin:0;font-family:var(--font-d);font-size:15px;color:var(--navy)}
.link-btn{background:none;border:0;color:var(--err);font-size:13px;cursor:pointer;padding:4px}
.add-btn{background:none;border:1.5px dashed #b7c0cd;border-radius:9px;width:100%;padding:12px;color:var(--navy);font-weight:600;cursor:pointer}
.add-btn:hover{border-color:var(--navy)}

.drop{border:1.5px dashed #b7c0cd;border-radius:9px;padding:16px;background:var(--field);display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.drop.invalid{border-color:var(--err);background:#fff6f5}
.drop .d-title{font-weight:600;font-size:14px}
.drop .d-sub{font-size:12px;color:var(--muted)}
.drop .d-txt{flex:1 1 220px}
.drop input[type=file]{display:none}
.file-list{list-style:none;margin:8px 0 0;padding:0;width:100%;display:flex;flex-direction:column;gap:6px}
.file-list li{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:7px;padding:6px 10px;font-size:13px}
.file-list img{width:36px;height:36px;object-fit:cover;border-radius:4px}
.file-list .fn{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.file-list .fs{color:var(--muted);font-size:12px}
.size-meter{font-size:12.5px;color:var(--muted);margin-top:12px}
.size-meter.over{color:var(--err);font-weight:600}

.legal{background:#f6f7f9;border:1px solid var(--line);border-radius:8px;padding:16px 18px;font-size:13.5px;color:#2a3546;max-height:340px;overflow:auto}
.legal p{margin:0 0 10px}
.legal .em{border-left:3px solid var(--gold);padding-left:10px;font-weight:600}
.agree{display:flex;gap:10px;align-items:flex-start;margin:16px 0;font-weight:600;font-size:14px;cursor:pointer}
.agree input{width:18px;height:18px;margin-top:2px;accent-color:var(--navy)}
.agree.invalid{color:var(--err)}

.sig{grid-column:span 8}
.sig-pad{position:relative;border:1px solid var(--line);border-radius:8px;background:#fff;height:150px;touch-action:none}
.sig-pad canvas{width:100%;height:100%;display:block;cursor:crosshair}
.sig-pad .ph{position:absolute;left:16px;bottom:34px;right:16px;border-bottom:1px solid #c6ccd6;pointer-events:none}
.sig-pad .ph-t{position:absolute;left:16px;bottom:10px;font-size:12px;color:#8a95a5;pointer-events:none}
.sig-pad .clr{position:absolute;right:8px;top:8px;background:#fff;border:1px solid var(--line);border-radius:6px;font-size:12px;padding:3px 9px;cursor:pointer}
.sig.invalid .sig-pad{border-color:var(--err)}

.review h3{font-family:var(--font-d);font-size:14px;color:var(--navy);margin:18px 0 8px;display:flex;justify-content:space-between;align-items:center}
.review h3 button{font-family:var(--font-b);font-size:12.5px;background:none;border:0;color:var(--gold-2);font-weight:600;cursor:pointer}
.review dl{display:grid;grid-template-columns:minmax(160px,34%) 1fr;margin:0;border:1px solid var(--line);border-radius:8px;overflow:hidden;font-size:13.5px}
.review dt,.review dd{margin:0;padding:7px 12px;border-bottom:1px solid var(--line)}
.review dt{background:#f6f7f9;color:var(--muted)}
.review dd{word-break:break-word}
.review .blank{color:#a2acba}

.nav{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 28px;border-top:1px solid var(--line);background:#fafbfc}
.nav-count{font-size:13px;color:var(--muted)}
.btn{border:0;border-radius:8px;padding:11px 22px;font-weight:700;cursor:pointer;font-family:var(--font-d);letter-spacing:.02em;font-size:14.5px;text-decoration:none;display:inline-block}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-3)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#d4b064}
.btn-ghost{background:transparent;color:var(--navy);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--navy)}
.btn[hidden]{display:none}
.btn:focus-visible{outline:3px solid rgba(198,160,82,.6);outline-offset:2px}

.form-alert{background:#fff6f5;border:1px solid #f0c5c1;color:var(--err);padding:10px 14px;border-radius:8px;margin:0 0 16px;font-size:13.5px}

.success{max-width:640px;margin:60px auto;padding:0 24px}
.success-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:var(--r);padding:40px 36px;text-align:center}
.success-icon{width:68px;height:68px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin:0 auto 16px}
.success h1{font-family:var(--font-d);color:var(--navy);margin:0 0 10px;font-size:26px}
.success p{color:var(--muted);margin:0 0 24px}

.overlay{position:fixed;inset:0;background:rgba(11,31,58,.72);display:grid;place-items:center;z-index:50}
.overlay[hidden]{display:none}
.overlay-card{background:#fff;border-radius:12px;padding:28px 34px;text-align:center;min-width:260px}
.spinner{width:38px;height:38px;border:4px solid var(--line);border-top-color:var(--gold);border-radius:50%;margin:0 auto 12px;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

.foot{max-width:1180px;margin:0 auto 30px;padding:0 24px;font-size:12px;color:var(--muted);text-align:center}
.foot .eeo{max-width:760px;margin:6px auto 0;font-size:11.5px}
.hp{position:absolute;left:-9999px}

@media (max-width:900px){
  .portal{grid-template-columns:1fr;margin-top:16px}
  .rail{position:static;padding:14px}
  .steps{flex-direction:row;overflow-x:auto;gap:4px;padding-bottom:4px}
  .steps button{white-space:nowrap}
  .steps .lbl{display:none}
  .steps li.active .lbl{display:inline}
  .rail-docs{display:none}
}
@media (max-width:640px){
  .masthead-inner{padding:12px 16px}
  .brand-name{font-size:15px}
  .secure-note{display:none}
  .portal{padding:0 12px}
  .step-head{padding:14px 18px}
  .step-body{padding:18px 18px 6px}
  .nav{padding:14px 18px}
  .f,.f.s2,.f.s3,.f.s4,.f.s5,.f.s8,.sig{grid-column:span 12}
  .f.half{grid-column:span 6}
  .q{flex-direction:column;align-items:flex-start;gap:8px}
  .review dl{grid-template-columns:1fr}
  .review dt{border-bottom:0;padding-bottom:2px}
}
.portal>*{min-width:0}.sheet,.rail{max-width:100%}

/* Application chooser */
.chooser{max-width:960px;margin:44px auto;padding:0 24px}
.chooser-head{text-align:center;margin-bottom:26px}
.chooser-head .kicker{font-family:var(--font-d);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-2)}
.chooser-head h1{font-family:var(--font-d);color:var(--navy);font-size:30px;margin:6px 0 8px}
.chooser-head p{color:var(--muted);margin:0 auto;max-width:56ch}
.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.choice{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:var(--r);padding:26px 26px 24px;color:var(--ink);text-decoration:none;transition:box-shadow .15s,transform .15s}
.choice:nth-child(2){border-top-color:var(--gold)}
.choice:hover{box-shadow:0 10px 28px rgba(11,31,58,.12);transform:translateY(-2px)}
.choice-tag{align-self:flex-start;font-family:var(--font-d);font-weight:700;font-size:11.5px;text-transform:uppercase;letter-spacing:.08em;color:#fff;background:var(--navy);padding:3px 9px;border-radius:999px}
.choice-tag.gold{background:var(--gold);color:var(--navy)}
.choice h2{font-family:var(--font-d);color:var(--navy);font-size:22px;margin:14px 0 8px}
.choice p{color:var(--muted);margin:0 0 12px;font-size:14.5px}
.choice ul{margin:0 0 20px;padding-left:18px;color:#2a3546;font-size:14px}
.choice .btn{margin-top:auto;text-align:center}
.chooser-note{text-align:center;color:var(--muted);font-size:13.5px;margin-top:22px}
.switch-link{display:inline-block;margin-top:12px;color:var(--navy);font-weight:600;font-size:12.5px}
@media (max-width:760px){.choice-grid{grid-template-columns:1fr}.chooser-head h1{font-size:25px}}